Prepaid Benefits Debit Card | My Banking Direct

An easy way to access your payments

My Banking Direct is proud to serve your state with our Prepaid Benefits Card, a convenient way to access your state-issued payments. You can use your card to pay bills, make purchases, get cash back at checkout with your PIN, and withdraw money from our national ATM network. The funds on your Prepaid Benefits Card are FDIC insured for your peace of mind.

For more information about your prepaid benefits card, click one of the links below:

California Middle Class Tax Refund
New Jersey Department of Labor and Workforce Development
Pennsylvania Unemployment Compensation Fund Benefits
State of Rhode Island Office of Child Support Services
State of Rhode Island Department of Labor and Training

Why My Banking Direct?

My Banking Direct is a modern online bank backed by the strength and experience of one of the oldest banks in the US:

Competitive rates, numerous banking solutions, and a superb online experience

The security of FDIC-insurance up to at least $250,000 per depositor
The stability of a nationally chartered (registered) bank with $123.8 billion in assets, as of March 31, 2023
MBD is a service of Flagstar Bank, N.A, whose parent company is New York Community Bancorp (NYCB)

Learn More