Bank whenever, wherever with our mobile app.*
Keep track of your savings and checking accounts on your schedule. My Banking Direct is a service of Flagstar Bank N.A., so our customers use Flagstar Mobile Banking to tap into the convenience of mobile banking.*
- Instant balance
- Fingerprint and FaceID security
- Mobile alerts and notifications
- Bill pay
- Zelle®****
- Mobile check deposit*
Download the latest version of Flagstar Mobile Banking for banking that keeps up with you.
Why My Banking Direct?
My Banking Direct is a modern online bank backed by the strength and experience of one of the oldest banks in the US:
- Competitive rates, numerous banking solutions, and a superb online experience
- The security of FDIC-insurance up to at least $250,000 per depositor2
- The stability of a nationally chartered (registered) bank with $114.4 billion in assets as of September 30, 2024
- My Banking Direct is a service of Flagstar Bank, N.A.
Prepaid Benefits Card
Learn about your state-issued benefits card. We’re proud to serve your state.
1The Annual Percentage Yield (APY) is accurate as of 12/5/2024 rates are variable and are subject to change without notice. The My Banking Direct High Yield Savings is a tiered rate account. The minimum balance to open the account is $500. If your daily balance is $50,000 or more, the APY is 4.75%. If your daily balance is between $10,000.00 and $49,999.99, the APY is 4.75% If your daily balance is between $1.00 and $9,999.99, the APY is 4.75%. My Banking Direct, a service of Flagstar Bank, N.A. reserve the right to change the rate at any time without notice. Fees could reduce earnings.
2If you are a customer with deposit balances greater than $250,000 combined at My Banking Direct, a service of Flagstar Bank, N.A., and Flagstar Bank, your FDIC insurance coverage may be impacted. Visit fdic.gov/deposit for more information.
*Not all devices supported. Available for eligible personal and business checking and savings account customers only. Must be an active mobile banking user. Must be a customer for a minimum of two business days. Accounts must be in good standing.
Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android, Google Play, and the Google Play logo are trademarks of Google Inc.
****Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.