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Mobile Banking at a Glance

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Grow your savings with confidence

Secure and competitive solutions to help you save smarter and grow your money faster.

High Yield Savings

Open a high-interest savings account today and enjoy higher returns—without losing access to your money.

Certificates of Deposit (CDs)

Enjoy the stability of an CD with a fixed rate that won’t change.

Prepaid Benefits Card

Easily receive and use your state-issued payments with our secure and hassle-free Prepaid Benefits Debit Card.

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Explore CDs

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My Banking Direct is an online financial service of Flagstar Bank, N.A. Customer deposits are FDIC-insured.

Earn 3.90%APY^x when you open a High Yield Savings Account

Open now

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Earn 3.90%APY^x when you open a High Yield Savings Account

Open now

Learn more

Lock in a Competitive, Guaranteed Rate with a CD

Earn up to 3.80%APY^x—more than a traditional savings account—while enjoying the security of FDIC insurance.^x

Explore CDs

Higher interest, greater growth— start saving smarter today!

Open a High Yield Savings Account at 3.90%APY^x and enjoy higher returns without losing access to your money.

Explore High Yield Savings

Grow your savings with confidence

My Banking Direct is backed by the strength and expertise of one of the country's oldest regional banks.

Why My Banking Direct?

Enjoy secure banking anytime, anywhere with our mobile app^x

Use our secure mobile app to deposit checks,^x set alerts, check balances, and more. My Banking Direct, a service of Flagstar Bank, N.A., gives you the confidence to manage your money your way.

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Convenient access to state-issued payments with our Prepaid Benefits Debit Card

Easily receive and use your state-issued payments with our secure and hassle-free Prepaid Benefits Debit Card.

Learn more

Picture of My Banking Direct Visa Debit Card

*Card design will vary based on individual prepaid card program

Banking made simple. Get the answers you need.

Explore FAQs, digital banking demos, and more to easily manage your
account anytime.

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Product and service availability may vary by location and are subject to area restrictions. My Banking Direct products are available online only. Customers living near any Flagstar Bank branch location may not be eligible. Flagstar Bank product and service offerings can be located at flagstar.com.

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