Card Controls | My Banking Direct

Card Controls
Manage your MyBankingDirect debit cards, right from NYCB Mobile.

Two women shoppers looking at their mobile device

My Card Features and Benefits

Introducing My Card, our new card management and spend tracking functionality within NYCB Mobile app that will allow you to:

Safeguard your card: turn your debit card "on" and "off" as needed.
Establish transaction controls for dollar amount limits, merchant categories and geographic locations.
Receive alerts when your payment card is used, approved or exceeds the transaction controls you set.
Add travel plans so you can use your card worry-free.
Quickly add your MyBankingDirect debit cards to your device's digital wallet.
Access CardFree Cash^SM - convenient cash access without the card. Now at select ATM locations¹, click here to find a location near you.

My Card Features and Benefits

Fraud Protection

When your card is "off", no withdrawals or purchases will be approved.
Real-time alerts keep you informed when your card is used or declined.
Transaction controls allow your card to work only in specific locations or geographic areas.

Control Spending

Set spending limits for general use or specify thresholds by merchant types, such as gas, groceries, or retail stores.
Establish controls by location and change parameters via your mobile device.

All you’ll need to do to start taking advantage of this powerful new way to set transaction limits,
view spending insights, add MyBankingDirect debit cards to your digital wallet and so much more is:

All you’ll need to do to start taking advantage of this powerful new way to set transaction limits, view spending insights, add NCB debit cards to your digital wallet and so much more is:

Make sure you download the NYCB Mobile App
Or if you are already using NYCB mobile make sure the most current version of our app is downloaded
Then simply tap [My Cards] within the app and start having more control over your debit card usage.