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My Banking Direct Certificates of Deposit (CDs)

MBD Certificates of Deposit (CDs)

Save more. Earn more.


Have a CD to renew? Renew your maturing CDs online anytime...day or night, and rest assured you are getting our best rates.


Open an account at anytime and from anywhere that is convenient for
you. It’s simple, secure and takes just minutes!

Before you begin, be sure to have the following information available to complete your account application.

  • Personal Information
  • Social Security Number or Tax Identification Number
  • Valid U.S. Address
  • Form of identification

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Questions?

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Why My Banking Direct?


My Banking Directis a service of Flagstar Bank, N.A. and when looking for an experienced bank to start a relationship with, there is no need to look any further. New York Community Bancorp, Inc. is the parent company of Flagstar Bank, N.A., one of the largest regional banks in the country. The Company is headquartered in Hicksville, New York with regional headquarters in Troy, Michigan. At March 31, 2023, the Company had $123.8 billion of assets, $83.3 billion of loans, deposits of $84.8 billion, and total stockholders’ equity of $10.8 billion. Our size and scale allow us to provide a wide range of digital and traditional products and services to consumers, small to mid-size businesses, and commercial clients, while adhering to strict regulatory requirements.

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* The Annual Percentage Yield (APY) is accurate as of June 08, 2023. The interest rate remains fixed until maturity. Fees could reduce earnings. A penalty may be imposed for early withdrawals. New York Community Bank reserves the right to cancel or modify this offer at any time without notice.

My Banking Direct, a service of Flagstar Bank, N.A., reserves the right to cancel or modify this offer at any time without notice.

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