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0.80%APY*
only $5,000!!

- Minimum balance to open
    Our Earn>More Money Market Account provides complete liquidity for your money.

Sign up and Earn>More today!


14 Month CD
Earns a great
0.40%APY**
- $500 to open

Have an existing CD that you want to renew?
Click here to renew your CD Online Today!


Your schedule demands the flexibility to do your banking when it's most convenient for you. Our Online Banking Service gives you access
to your accounts whenever & wherever you need it.  Access your accounts any time, day or night… at home, in the office, or around the world… your account is always just a few clicks away. For your online security, information provided will be verified by the bank. Once the verification
process is complete, your free online banking and bill payment account will be activated and ready for your use.
No monthly service charges apply. A separate fee applies for optional services such as Money HQ.

Please review our fee schedule for more details. That's Even>More convenience!

Every individual customer is insured by the FDIC to the full extent permissible by law. A depositor can have more than $250,000 at one insured bank and still be fully insured provided the accounts meet certain requirements. Individual, joint and retirement accounts are insured separately. For more information, please visit the FDIC Website at www.fdic.gov.



MyBankingDirect.com

is a service of New York Community Bank - member FDIC.

New York Community Bank ranks among the largest thrifts in the nation and is one of the leading thrift depositories in most of the markets we serve. Our roots go back to 1859, when we were chartered by the State of New York in Queens, a borough of New York City. Since then, we have grown from a single branch in Flushing to 240 branch offices in five states.


New York Community Bank operates through these community banking leaders:
New York Community Bank
Queens County Savings Bank
Roslyn Savings Bank
Richmond County Savings Bank
Roosevelt Savings Bank
Garden State Community Bank
AmTrust Bank
Ohio Savings Bank


* The Annual Percentage Yield (APY) is accurate as of April 16, 2014 and is subject to change without notice. The Earn >More Money Market Account is a tiered rate account. The minimum balance to open the account and earn the above stated APY is $5,000. If your daily balance is $5,000 or more the APY is 0.80% and the interest rate is 0.80%. If your daily balance is below $5,000 the APY is 0.10% and the interest rate is 0.10%. We reserve the right to change the rate at any time without notice. Fees could reduce earnings. Bank is not responsible for typographical errors. NYCB reserves the right to cancel or modify this offer at any time without notice.

** The Annual Percentage Yield (APY) is accurate as of April 16, 2014 and is subject to change without notice. The interest rate remains fixed until maturity. The minimum balance to open and earn the above stated APY is $500 for the 14 Month CD. APY applies only to CDs that are not held as part of a qualified plan, such as an Individual Retirement Account or Keogh. Fees could reduce earnings. A penalty may be imposed for early withdrawals. Bank is not responsible for typographical errors. NYCB reserves the right to cancel or modify this offer at any time without notice.




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MyBankingDirect, a service of New York Community Bank