My Banking Direct Checking
- $1,500 to open
- No minimum balance required
- No monthly maintenance fees
- First free order of checks1
Simplify your banking
Free My Banking Direct Visa® debit card, with:
- Free ATM and POS (point of sale) transactions
- Surcharge rebates on foreign ATMs - up to $20 a month2
- NYCB Online and NYCB Mobile with mobile deposit3
- View e-Statements and e-Documents
Information needed to open your account
Before you begin, be sure to have the following information available to complete your account application.
- Personal Information
- Social Security Number or Tax Identification Number
- Valid U.S. Address
- Form of identification
Let's Get Started
Give Us a Call (866) 285-1856
1 Available on Variety 50 single package only.
2 When using your My Banking Direct (MBD) Checking debit card at ATMs not owned by the Bank, ATM operators' surcharges will be refunded up to $20 per statement cycle. The rebate only applies to those fees assessed for ATMs within the United States. The surcharges assessed will be determined at the end of the statement cycle and will be credited to your MBD Checking Account during the next statement cycle. For example, surcharges assessed during your June-July statement cycle will be refunded and appear on your July-August statement. If your MBD Checking account is closed before the end of the cycle, the surcharge rebate is forfeited.
3 NYCB Mobile is available for those enrolled in NYCB Online, however not all online features may be available through the mobile app. Standard messaging and data rates may apply.